Are you a Victim of Rate Creep?
Rate Creep.com is not an insurance company or insurance agency. This is not an offer for insurance or an insurance quote. Only a licensed insurance professional can provide insurance services.
Thank you for visiting Rate Creep.com. We built this site and offer this service because we, too, were frustrated with our insurance premiums increasing for no reason! We want to help you discover and correct unfair premium increases. The process does take a little time, but the alternative is to keep paying higher premiums. Why pay more?
The process and the Report are FREE. How? Read on, my friend.
Rate Creep.com is not an insurance company or insurance agency. We cannot provide insurance quotes or offer you coverage.
Core Service: Our A.I. platform performs a comprehensive pricing analysis to compare your current insurance premium with those of others like you who have not had their rates increased. If we uncover “creeping rates” (a.k.a. potential savings for you), we can get an instant quote from a licensed independent insurance agency for you. You can start saving money within minutes. People are seeing significant savings, especially when they have had the same insurance company for more than two years.
Ok, now for the ever-present burning question… how do we get paid? There are thousands of independent insurance agencies throughout the country that lose clients to the big rate creepers. There are likely several within miles of you. Local agencies cannot advertise like the little lizard, Flo and Jamie, Kahaki-Jake, Doug and his big bird, or the cartoon general. But they CAN compete with them on premiums and exceed their service. Their friendly staff, people you will come to know by name, answer their phones and provide prompt, professional service…just like the good old days.
These agencies are happy to pay us for our A.I. technology and vast public outreach efforts. Pretty fair, right?
How do they get paid? Independent insurance agencies receive small annual commissions from the insurers they use for coverage. Commissions are generally about 10%, which covers 100% of their services. If insurers didn’t pay these independent agents commissions, they would simply keep the money to offset their massive advertising costs.
Is this too honest for you?
Naturally, we need data before we can do an analysis. Below is a brief questionnaire that will start an inquiry for you. We don’t need anything personal, no account numbers, policy numbers, or Social Security numbers. Just harmless data and honest answers. And, if you don’t want to answer something you can leave it blank…but remember, “garbage in” equals “garbage out.”
Don’t expect a call from some offshore call center. We will need to speak with you at some point, and that will either be a staff member (human) or a non-human AI digital employee (which is actually really cool) So, if you are ready to take a stand against rate creep, all you need to do is click some buttons and answer a few questions.